Merkurwwu
Just got it firing!
Greetings!
I need a little assistance. I'm trying to understand the insurance company's protocol when it comes to totaling a bike.
I was in an accident on Saturday during an advanced safety class (ironically) on my white 8v. Another rider went off course into my direct path of travel while doing tight-radius circles and I essentially T-boned him. I never even saw him! We were both mostly ok (I'm still a little sore from being slammed to the ground) but my Griso is definitely worse for wear. If fell on the RH side so it damaged the CARC, the valve cover, the levers, mirror, oil cooler and gauge pod. All these parts are mostly just scraped up. What worries me from a bike-getting-totalled standpoint is the frame is dented at the front where the triple tree slapped it after the forces of the crash sheered off the turn stops on the lower fork support (on both sides!) Plus the fork is a few degrees out of alignment.
Are insurance companies apt to total the bike more because of the dented frame than anything else? I've heard stories of minor accidents totalling a bike because of a frame scratch. Or is it all just a crap-shoot?
The bike is going in for estimates today but I'm going to be out of town for another week and like to get an idea of what may be coming my way. The other party is at fault and the school is writing a statement to that affect and there are a couple other students who were witnesses so I know my property will be covered, my confidence is another story. :unsure:
Thanks for any info!
I need a little assistance. I'm trying to understand the insurance company's protocol when it comes to totaling a bike.
I was in an accident on Saturday during an advanced safety class (ironically) on my white 8v. Another rider went off course into my direct path of travel while doing tight-radius circles and I essentially T-boned him. I never even saw him! We were both mostly ok (I'm still a little sore from being slammed to the ground) but my Griso is definitely worse for wear. If fell on the RH side so it damaged the CARC, the valve cover, the levers, mirror, oil cooler and gauge pod. All these parts are mostly just scraped up. What worries me from a bike-getting-totalled standpoint is the frame is dented at the front where the triple tree slapped it after the forces of the crash sheered off the turn stops on the lower fork support (on both sides!) Plus the fork is a few degrees out of alignment.
Are insurance companies apt to total the bike more because of the dented frame than anything else? I've heard stories of minor accidents totalling a bike because of a frame scratch. Or is it all just a crap-shoot?
The bike is going in for estimates today but I'm going to be out of town for another week and like to get an idea of what may be coming my way. The other party is at fault and the school is writing a statement to that affect and there are a couple other students who were witnesses so I know my property will be covered, my confidence is another story. :unsure:
Thanks for any info!