"Insurance companies just try to wear you out" is a very accurate statement. I had to fight with the other driver's insurance company for quite a while to get somewhat close to what my first electric car was worth when it was hit from behind while waiting for a traffic light. I hope your insurance company comes through and pays what they should. Since the lower shock was probably to accommodate your height, make that argument with them if you need to.Sort of, I am within $600.00 of what I wanted, they said they would not pay for the lower MShock I put on the bike on day 1 before riding.
I protested and they are looking at the protest, I hope to be paid out this coming week...........Ive been saying that for a month now, Insurance companies just try to wear you out.
If there is an opportunity, I would gladly contribute funds to help pay for metallurgical analysis (failure analysis) of the rear wheel.